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Home Loan Interest Rates 2024 South Africa. The bank has increased the. Standard bank expects the reserve bank to cut interest rates twice before the end of 2024 due to the.

As of 2022, the average interest rate for a home loan in south africa is around 7%. In july 2022, the prime interest rate was raised to 9%, which is an increase of 0.75% from the previous 8.25%.